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Draft Rules on Pre-existing Conditions Released: HHS Clarifying Obamacare

Election Day has come and gone, and prior to that, the Supreme Court’s ruling on “Obamacare” was decided (it is, in fact, constitutional!) – yet Obamacare (also known as the Affordable Care Act) remains a bone of contention and thorn in the side for many on the political right.

To help clear up confusion as to what the law means, and to discuss its implementation, Health and Human Services Secretary Kathleen Sebelius released an advisory in which she stated that, “The Affordable Care Act is building a health insurance market that works for consumers.”  Further, she stated that “Thanks to the health care law, no one will be discriminated against because of a pre-existing condition.”

The Obama administration issued proposed rule:

  • that, beginning in 2014, prohibits health insurance companies from discriminating against individuals because of a pre-existing or chronic condition.
  • outlining policies and standards for coverage of essential health benefits, while giving states more flexibility to implement the Affordable Care Act.
  • implementing and expanding employment-based wellness programs to promote health and help control health care spending, while ensuring that individuals are protected from unfair underwriting practices that could otherwise reduce benefits based on health status.

Whether organisations — such as that owned by Denny’s franchise holder John Metz — like it or not, Obamacare is the law of the land. And, whether they like it or not, the United States is joining other large, industrialised and wealthy nations that provide some level of healthcare for its citizens.

Call it the road to socialism if you will, but 30 million people will now have coverage where they didn’t previously. Financially speaking, citizens are already paying for others’ medical expenses in the form of all of those unpaid emergency room visits at government-funded hospitals. Someone has to cover the bill….and we already do; Obamacare will simply reduce the overall expense.

And there’s the other issue: people who suffer the misfortune of having a pre-existing medical condition that would have previously allowed an insurance company to deny them medical coverage can rest a little easier and save their strength to battle illness rather than corporate bureaucrats who have been making medical decisions.

Obamacare is one simple step but a significant one — both historically and, some may say, morally. Putting the law in place sets the tone for what type of nation America wants to be. Those who fight against the implementation and funding of Obamacare, as Speaker of the House John Boehner has vowed to continue doing (at taxpayers’ expense, of course), have let the nation know that those who cannot afford to pay exorbitant rates for their medical care are neither the concern of congress nor the citizens who side with congress on this issue.
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The Brooklyn Dame is that snarky Brooklyn chick from the UK who founded Borderless News and Views. She enjoys left-side politics, economics, finance and great seafood chased with a glass of Muscato. When she’s not plotting her escape from her corporate overlords, she’s writing ‘fight the wrongs on the Right’ articles. You can follow her on Twitter and read more of her posts on the BNV site or on BNV’s Facebook page.

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